The EMA wrote to the European Commission regarding the terminology used in the EC Leaflet on consumer rights when making payments which Payment Service Providers (PSPs) must make available online according to Art. 106 PSD2.
Archive | EMA publications
The EMA frequently responds to government and European consultations on regulation that impacts the e-money and payment services industry. Sometimes, we also express our views on issues that are raised in the public domain where we feel it is important to provide an industry input.
Our publications reflect the views of the EMA as whole; individual members’ views may vary from time to time. The public consultation responses are listed below. For further information on these positions, please contact us.
March 5, 2020
EMA letter to CMA regarding Revised Roadmap Open Banking
The EMA submitted a letter to the Competition and Markets Authority supporting Imran Gulamhuseinwala’s (CMA Order Implementation Trustee) proposed Revised Roadmap for Open Banking.
February 6, 2020
EMA response to NRA Private Sector RFI HMT
The EMA responded to the Home Office and HM Treasury Request for Information on the National Risk Assessment on Money Laundering and Terrorist Financing.
January 17, 2020
EMA letter to Banco de Portugal regarding reporting requirements
The EMA responded to the Banco de Portugal consultation 3/2019 on draft Direction on reporting on the activity carried out in Portugal by financial entities with headquarters in another Member State of the European Union, operating in Portugal under the regime of freedom to provide services, to ML / TF prevention purposes.
January 9, 2020
EMA response to Open Banking revised Roadmap Consultation
The EMA responded to the UK Open Banking Implementation Entity (OBIE) consultation on a Revised Roadmap for Open Banking UK.
December 2, 2019
EMA letter to FATF Digital ID consultation
The EMA submitted a letter in response to the public consultation on FATF draft guidance on digital identity.
November 6, 2019
EMA response to Malta FIU consultation on 5MLD implementation
The EMA responded to the Financial Intelligence Analysis Unit Malta consultation on the national implementation of 5MLD.
October 3, 2019
EMA response to Pay.UK CP on FPS Levy
The EMA responded to Pay.UK’s Call for Information on the UKF Change Request for an FPS levy to fund the APP Scam “no blame” pot.
September 25, 2019
EMA response to DNB Consultation on Obstacles to the PIS and AIS Customer Journey
The EMA submitted a response to De Nederlandsche Bank’s consultation on the Q&A regarding Customer Journey Obstacles for Third Party Payment Initiation and Account Information Services.
June 10, 2019
EMA response to HMT consultation on 5MLD
The EMA submitted a response to the HM Treasury consultation on the transposition of 5MLD in the UK.
